Money Saving Apps

Since taking control of my finances, I have been trying to save money wherever I can. This is how I came across these apps. These are free money-saving apps that can save you hundreds of dollars. I personally use them on a regular basis and I love the savings. 

money saving apps

TopCashback and Rakuten give you cash back when you shop through them. For example, let’s say you are going to buy clothes at Macy’s. Instead of going directly to Macy’s.com, you go to the app and look for Macy’s and it will direct you to Macy’s site. Also, if there is any coupon available, it will give you the coupon discount when you check out. 

These apps make commissions by sending you to store websites and in return, they give you a percentage of the commissions they earn. 

Your shopping experience does not change by using these apps and they cost you absolutely nothing. I have been using them for years and they have given me hundreds of dollars in cash back. I strongly recommend them!

TopCashback offers a higher cash-back percentage than Rakuten. They pay you in the form of gift cards and only take a few hours to process while Rakuten sends you a check. 

Topcashback has a large variety of gift card options for you to choose from, and some of them add additional money. For example, if you select Amazon, they add an additional 2% to the amount of money you are redeeming.  

How to use the TopCashback App

How to use TopCashback

Fetch rewards, money saving apps

This app gives you points when you scan your receipts. The point turns into money which you get in the form of a gift card from your favorite store Like Amazon or Walmart. I also like this app because it stores my receipts which is very convenient. 

Click here to join Fetch

coupons, money saving app

This app is a great alternative to paper coupons. This is how the app works. You go to the app and search for the items you want to buy to see if there is any coupon available. If you find a coupon for an item you want to buy, activate the coupon. Repeat that for all the items you are interested in purchasing. 

Lastly, when you are done shopping, scan the receipt in the app and it will discount all the items with the activated coupon that you purchased.


These are great apps that can help you save money on regular purchases. During this difficult time, we should take advantage of any possible discount we can find. However, you should not overspend just to get more cashback. You should stick to your budget and only buy the items you need and were planning to get. Sometimes, people buy things just because there is a coupon available and that isn’t a good strategy for your money. Be wise and stick to your plan! 

If you want to learn more ways to save money click here. In this blog, we want to empower you to do more with your money, so we have created a variety of content and templates to help you in your financial freedom journey. Just so you know, everything is free!